absolutely nothing, as it would seem, because it just happened to me again.
my macbook pro decided to have a little freakout and then the folks at the apple store decided to suck and then i decided i am the world's biggest fool for not having any of my photos from the first two years of our married life backed up, and then luke decided not to be mad at me when we have to shell out $900 to recover my data.
YOU READ THAT RIGHT, $900.
so thanks tekserve for capitalizing on other peoples' stupidity and charging an absolute premium to give me back my own pictures. and if anyone has any better ideas, let me know? thanks.